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Plain-language guide

Crypto assets

Digital assets that trade around the clock and can move sharply.

Typical volatility
Higher
Often used for
Small, speculative allocations where a large loss is affordable
Liquidity
Major assets trade 24/7; smaller tokens may be hard to exit
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What is it?

Crypto prices are driven by adoption, liquidity, regulation, network activity, and speculation. There is no promise that a token will keep its value.

HYPOTHETICAL $1,000 EXAMPLE

The same money can move both ways.

Possible gain$1,000 rising 25% becomes $1,250: a $250 gain.

Possible loss$1,000 falling 25% becomes $750: a $250 loss.

Illustration only. Actual outcomes, costs, and taxes will vary.
Educational watchlist

Examples to learn

These are examples—not Council picks or recommendations.

BTC
Bitcoin

Largest crypto asset by market value

ETH
Ether

Used by the Ethereum network

SOL
Solana

Higher-risk smart-contract network

Before investing

What can go wrong?

  • Extreme price swings
  • Custody and fraud risk
  • Regulatory uncertainty
  • Some assets may become worthless
News that matters

Watch these drivers

  • Regulatory decisions
  • ETF flows
  • Network upgrades
  • Exchange or custody failures
Learn to decode investment news →
Slow down and ask

Three useful questions

  1. Can I lose this entire allocation?
  2. Who controls the keys or custody?
  3. Is liquidity real during market stress?