Investment field guide

Choose by purpose—not by hype.

Every investment has a job, a set of risks, and a different way of reacting to the world. Compare the basics before you compare returns.

See verified real-return examples →

Volatility = how sharply the price may moveLiquidity = how easily it may be soldExample = simple math, not a forecast

Medium volatility

Stocks & stock funds

Own a small piece of a business—or many businesses through one fund.

Common use: Long-term growth and investors who can accept price swings
Liquidity: Usually easy to buy or sell while markets are open

Open the guide Higher volatility

Crypto assets

Digital assets that trade around the clock and can move sharply.

Common use: Small, speculative allocations where a large loss is affordable
Liquidity: Major assets trade 24/7; smaller tokens may be hard to exit

Open the guide Higher volatility

Foreign exchange

Trade the value of one currency compared with another.

Common use: Experienced traders who understand leverage and macroeconomics
Liquidity: Major pairs trade nearly 24 hours on weekdays

EUR/USDGBP/USDUSD/JPY

Open the guide Lower volatility

Bonds & rate funds

Lend money to a government or company and receive interest.

Common use: Income, diversification, and matching money to a future date
Liquidity: Bond ETFs trade like stocks; individual bonds vary

Open the guide Medium volatility

Gold, real estate & real assets

Investments tied to scarce materials, property, or physical assets.

Common use: Diversification and possible inflation sensitivity
Liquidity: Public funds trade daily; direct property does not

Open the guide Medium volatility

Dividend & income strategies

Seek cash distributions from dividends, interest, or options premiums.

Common use: Investors prioritizing cash flow who still accept market risk
Liquidity: Public ETFs usually trade throughout the market day

Open the guide Higher volatility

Prediction & event markets

Trade yes-or-no contracts tied to a clearly defined future event.

Common use: Experienced participants who understand event-contract rules and jurisdiction limits
Liquidity: Varies sharply by event, venue, and jurisdiction

YES/NOPOLYKALSHI

Open the guide

Keep the labels straight. Symbols on these pages are educational examples, not Council selections. Current simulated calls are always labeled “Council paper call” and live on the paper scoreboard.